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Is My Foundation Covered by My Homeowners Insurance?

When you purchased that homeowners insurance policy, you probably had issues like wall and floor cracks in mind. You were hoping that if a disaster such as a flood or even a fire damaged your home, your policy would kick in and cover any damages.

Sorry to disappoint you, but that’s not always the case!

This is especially true of foundation repair. When your foundation is damaged, your homeowner’s insurance policy might not help much.

Most homeowner’s insurance companies deliberately exclude foundation repair from their policies for two reasons.

Most foundation damages are caused by construction defects

Insurance companies are aware that most foundation damages, particularly in older homes, are caused by poor design and engineering. Many older homes were not built to withstand movements in the soil which is a common problem here in the Fort Worth area. Thus, most foundation damages are likely to be a result of construction flaws rather than disasters. Homeowner’s policies typically don’t cover construction defects.

Homeowners insurance does not cover maintenance and repair

This is a little like expecting your auto insurance provider to cover worn tires and belts. Auto policies cover disasters such as collisions. Tires are for you to maintain and replace as necessary. The same applies to your home’s foundations. You are solely responsible for maintaining you foundation.

Certain foundation damages might be covered

If your home’s foundation is damaged, your homeowner’s insurance may or may not cover the repair. Depending on your insurance provider, and policy you may be covered for:

  • Earthquake damages – Damages caused by earthquakes are generally covered, though not by all insurance providers. Check with your insurance company to find out about your particular policy.
  • Damages caused by flooding – Your policy may also cover damages resulting from floods, especially if you purchased additional coverage.
  • Water damage from plumbing failures – If there is a problem with your plumbing and the resulting leak causes foundation damage, some policies might cover the repairs.

 

Measures you can take to protect yourself

Start by demanding a foundation warranty when purchasing a new home. These types of warranties typically cover unforeseen foundation problems for up to ten years but in some cases, they can be extended when the original coverage period ends.

If your foundation requires repairs after the original warranty has ended, you should be sure to hire a foundation repair company that offers a warranty on their work. Here at Atlas Foundation Company, we offer a lifetime, tranferable warranty on all of our foundation repairs.

Secondly, you may want to consider purchasing supplemental coverage specifically for the foundation. Supplemental coverage will protect you in the event your foundation suffers damages that are not covered in your original homeowners policy.

Lastly and most importantly, take the necessary steps to prevent foundation damage by addressing any warning signs at an early stage. If you think your home foundation may have problems, you should have it inspected by a reputable foundation repair contractor to prevent the problem from getting any worse. Call Atlas Foundation Company at (817) 478-1181 to schedule a no-obligation estimate to repair your home’s foundation.

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Foundation Maintenance Tips for the DFW Rainy Season

Foundation Maintenance During the Rainy Season in DFW

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In many parts of the country, April marks the beginning of the rainy season; hence the saying, “April showers bring May flowers.”  But here in the Dallas/Fort Worth, May is historically our rainiest month.  And while we need the rain to get us through the hot, dry month’s that follow, it can also wreak havoc on your home’s foundation unless it’s handled properly.

Proper drainage is essential in order to protect your home’s foundation.  Over time, standing water can seep into it and weaken it.  Here are some simple ways to make sure your foundation is ready for the DFW rainy season.

  • Check for depressions in the ground adjacent the foundation and fill them in topsoil to ensure that water drains away from your home. Most foundation repair contractors agree that a slope of 5% (six inches over the first 10 feet) is needed to prevent pooling.
  • Re-seed or re-sod bare patches in your lawn near your home.
  • Repair leaky gutters and make sure your downspouts and extensions are properly fitted and positioned to evacuate rainwater away from the house.
  • Remove debris from gutters and downspouts to keep them from backing up and overflowing onto the ground near your home.
  • Check your driveway, patio, and walkways for cracks. Small cracks should be filled with concrete or asphalt to keep rainwater from seeping into the void and raising the surrounding concrete which can worsen the crack.
  • In some cases, you may want to consider installing French drains in low-lying areas near your home’s foundation and concrete patio to prevent pooling.
  • Make sure your foundation isn’t being threatened by tree roots. According to the North Carolina State University College of Agriculture and Life Sciences website,  “One large tree can lift up to 100 gallons of water out of the ground.”  That can be a benefit during the rainy months.  But root systems that grow too close to your home can also grow beneath its foundation, driveway, sidewalks, and patio; exerting tremendous upward pressure on these structures.

To have a healthy foundation, you need to maintain a consistent soil moisture content level.  This can be a real challenge here in the Dallas/Fort Worth area, but these simple maintenance activities can help.

Do you think you may already have foundation problems? Now is the time to have it checked out.  Call Atlas Foundation at 817-478-1181 to schedule a free, no-obligation estimate.

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How to Evaluate Your Concrete Slab Foundation

Evaluate Your Concrete Slab Foundation

The concrete slab foundation is a vital component of your home’s structure. When it gets damaged, it’s only be a matter of time before the entire building is affected. So, it’s important to evaluate your foundation on a regular basis to identify potential problems and call in a
foundation repair specialist to advise on what steps you need to take to remedy the situation.

Common Signs of Concrete Slab Foundation Problems

Cracks in the foundation:

This is usually one of the very first signs that a foundation is under stress. When external and internal elements force the foundation to shrink and expand repeatedly, cracks will form within the foundation concrete. However, not all cracks are an indication of a foundation problem so have a foundation repair professional look at your cracks to determine if they should be a cause for concern.

Separation around doors:

A shift in the foundation creates stress on walls and door joints which often leads to separation and sometimes even cracks. The simplest way to tell if there has been separation is to try closing and then opening any of your doors. If doors that initially opened smoothly now need to be forced into the frame, or if some doors are refusing to stay open, then there has been separation.

Sticky or loose windows:

Similar to doors, if your foundation has shifted, your windows are likely show all kinds of problems. Depending on the direction in which the foundation has shifted, a window might refuse to close unless a great deal of force is applied, or it could refuse to stay open. A stiff or loose window is a sign of trouble in the home’s foundation.

Cracks on walls:

Finally, issues with the foundation can also cause cracks in the walls, both internally and externally. Inside the house, pay particular attention to the joints where walls meet the ceiling, doors, or other walls. Externally, concentrate on joints where walls meet other walls, windows, and doors. If there is pronounced cracking, it could be a sign of foundation shifting.

If you live in the Greater Fort Worth area, and suspect there may be a problem with your home’s foundation,
contact us and schedule a free estimate.

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Mud Jacking Explained

Mud Jacking Explained

Mud jacking is a commonly used method of foundation repair in Fort Worth and the greater DFW area but many people have never heard of it. Most homeowners don’t give much thought to their concrete driveways, walkways, porches or patios unless the concrete begins to sink or crack. This can negatively impact your home’s curb appeal and can also be a safety hazard for your family and guests.



Fortunately, it is possible to easily and quickly repair sunken concrete using a process called mud jacking, also referred to as slab jacking. Simply put, it is the process of raising sunken concrete back to its original level using a mixture of sand, soil, water, and cement. A mixture of the four materials is mixed to form what foundation repair pros call “mud.” The mud is pumped beneath the sunken portion of the concrete to lift it. The mixture cures to form a solid, stable foundation that stabilizes the slab back in its original position.

Common Mud Jacking Applications

Filling voids under a slab foundation, concrete patio or driveway.  A majority of concrete slab problems occur when the perimeter of the foundation settles. To correct the issue, a foundation professional will level settled sections of the foundation with push piers. The piers are installed under the perimeter grade beam and the foundation is raised, leaving a void under the slab.


Mud jacking is then used to fill the void by drilling 2-inch holes through the perimeter grade beam and pumping the mud into the void. Raising interior floors The mud jacking technique can also be used to raise a settled interior portion of a slab. The same process is followed. First, 2-inch holes are drilled through the slab in the areas that have settled. Then, a mixture of sand, water, soil, and cement is pumped underneath the concrete slab, lifting it back to its original position.


Those are just two of the most common applications. Mud jacking can be used in several other situations where a settled or sunken portion of concrete needs to be lifted.


Mud jacking advantages

  • It can be accomplished in any kind of weather. Even in freezing winters, you can use mud jacking without compromising the strength of your slabs. It is a quick process compared to traditional rip-and-replace foundation repair techniques.
  • Depending on the project, mud jacking can often be completed in just a few hours.
  • The process allows for almost immediate use. Within 24 to 48 hours, the mud will have cured and will be ready to bear any load.

All things considered, mud jacking is much more cost effective than replacing the defective concrete. Need more information about mud jacking? Give us a call at (817) 478-1181 to learn more, or to schedule a no cost, no obligation estimate.

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How Your Home Foundation Ages

Home Foundation Aging

Home foundation aging is inevitable, but certain factors can speed up the process to the point that it compromises the integrity of the entire structure.

Home foundation aging basically results over time from changing conditions of the soil around your home and in some cases from construction and plumbing problems and the presence of large trees near your home.

As the soil around your home expands it absorbs water and contracts as it dries out, causing your foundation to move, settle, and in some cases crack.

The rate of foundation aging can be worsened by several factors.

Common Causes of Home Foundation Aging

  • Snow and Ice: After a heavy snow fall, the accumulated snow will melt, causing heavy flooding and pooling. This can result in water seeping into the foundation. When this happens repeatedly, the foundation will become weaker and weaker and may soon settle.
  • Drought: Drought combined with high heat in the summertime is a significant aging factor for home foundations. In severe drought conditions, moisture is removed from the soil causing the soil around your home to shrink and pull away from the foundation. Often, this results in a gap between the soil and your foundation, allowing for foundation movement. From there it doesn’t take long before the foundation begins to shift.
  • Earthquakes: Although large earthquakes don’t happen frequently in the Fort Worth area, the DFW area is subject to seismic activity and over time it too can have an impact on foundation aging. When the ground shakes, the foundation is the most affected part of the home. Even minor tremors can cause small cracks in the foundation. Eventually, these small cracks can become bigger and cause shifting.
  • Plumbing leaks: When water leaks from one of your pipes, it will be absorbed by the soil adjacent to your foundation. Initially, this may not pose a problem. But after several significant leaks over an extended period of time, the foundation may begin to feel the impact. The soil will expand and push your foundation upwards, a process known as upheaval.
  • Poor drainage: Depending on where you live in the Dallas / Fort Worth area, poor drainage can be a Where there is poor drainage, foundation aging occurs at an unprecedented rate. This is because water will pool around the home and seep into the foundation. To avoid this, ensure that all rain water is directed away from the home. Install downspouts to direct water from the roof. Then, create drainage channels to direct this water away from the foundation.
  • Large trees next to your home: Having large trees next to your home comes with many problems. The extending roots will absorb all the water needed to keep the soil moist. The roots can also grow through cracks in the foundation or even push the foundation. In short, avoid having large trees too close to your house.
  • Faulty construction: Finally, inferior foundation construction can also accelerate foundation aging. Low-quality steel and inferior concrete can contribute to movement in the foundation resulting in fast settling.

When two or more of these factors combine the foundation aging process accelerates, usually requiring repair of some sort.  The most common types of foundation repair for homes in the Fort Worth area include:

If you feel that your foundation may be in need of repair due to any of the aging factors listed above, give us a call at 817-478-1181 and schedule a no-cost, no-obligation estimate from one of our experienced foundation repair specialists.

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5 Ways You May be Damaging Your Home’s Foundation

Although severe foundation damages are mostly caused by natural disasters such as floods, storms, and hurricanes, there are certain human activities that can damage your home’s foundation.

The following are a few common ways you might be damaging your foundation and what you can do to avoid expensive foundation repair.

Overwatering the lawn can result in damage to your foundation

North Texas sits on a highly expansive clay soil that quickly expands in the presence of excessive moisture and cracks as soon as the moisture is lost. If this happens repeatedly in the soil adjacent to the foundation, it could cause shifting in the foundation itself. For this reason, it’s advisable to have a programmable drip irrigation system that automatically detects the level of moisture in the soil and waters the lawn accordingly.

Poor drainage can damage your home’s foundation

Water must never be allowed to pool near the foundation. As such, all rain water must be drained away from the home. Starting at the roof, ensure that your gutters are clear and that you’ve installed downspouts that gently guide rain water to the ground. Then, further guide this water away via drainage channels. Experts also recommend grading the soil and plant beds adjacent to the foundation for improved drainage.  Installing French drains in areas that are prone to pooling water and also help.

Incorrect landscaping can impact your foundation

First, trees take up a lot of water from the soil which necessitates extensive watering. It means that the moisture levels in your foundation will always be fluctuating. Secondly, roots of large trees sometimes find their way into small cracks within the foundation which could worsen existing damage. To avoid these problems, plant small bushes at least 3 feet away, large bushes at least 5 feet away, and big trees at least 10 feet away from the house.

Improper swimming pool installation can affect your home’s foundation

Swimming pools naturally seep water into the surrounding soil. If the swimming pool is too close to the house, this can result in exposure of the foundation to excessive moisture. To prevent this, ensure correct installation of the pool, making sure that it’s a safe distance from the foundation. In addition, ensure sufficient water proofing.

Extensive interior remodels can damage your foundation

Finally, those nice remodels you might be considering could also have an impact on your foundation. Adding rooms, subtracting walls, and making other structural changes to the house affect the performance of the slab because it shifts the weight of the house. Ask your constructor to provide further advice on this before you go ahead with any remodel.

If you think any of these things may have damaged your home’s foundation, call Atlas Foundation Company at (817) 478-1181 and schedule a no-cost, no-obligation estimate today!

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How North Texas Soil can Affect Your Home Foundation

North Texas Soil And Your Home Foundation

The North Texas soil is a major factor in foundation damage. The majority of the north forms part of the Texas Blackland Prairie which is made up of relatively deep soil with the bedrock sitting far below.

In the western part of this prairie, a chalk bedrock helps to support home foundations. However, the rest of the region doesn’t offer any support to foundations which can lead to rapid damage. As if that’s not enough, the Dallas / Fort Worth Metroplex is located on a slope. So you might find that your home is sitting directly in a drainage path!

The nature of the North Texas soil is, however, the biggest problem. A large portion of the DFW area is located on thick clay soil. During the rainy season, the soil absorbs a lot of water and expands. But as soon as drought sets in, the water is lost and soils quickly contract and crack.

According to the U.S. Department of Agriculture, North Texas is affected the most by this expansion/contraction trend because northern soils contain the highest levels of clay compared to other regions in the country. Even compared to South Texas, the upper third of the state contains a lot of clay particles, making it prone to seasonal expansion and contraction. The area covering Dallas through Tarrant to Collin and Denton counties is among the worst with over 50% clay content.

When North Texas soil expands and then shrinks, your home and its foundation will rise and fall. Over an extended period, say a few years, this could cause foundation sinking and settling. Since different areas of the soil expand and contract at different rates, the settling is usually uneven which can result in cracking. And in some cases, this can require expensive foundation repair work to prevent the problem from getting worse.

But that’s not all. Clay soils also drain rather poorly. Even several hours after rain or snowing, you’ll still find water pooling next to your foundation. This too can cause heaving and sinking and ultimately lead to foundation failure.

What you can do

If you’re worried about your foundation having seen signs of settling or shifting, don’t wait. Act now. Ensure that your gutters are clean, create drainage channels to direct rain water away from the home, and install a drip irrigation system to ensure consistent moisture in soil adjacent to the foundation. Above all, call a foundation expert to further diagnose the problem. You’ll save thousands of dollars, and possibly the home!

Atlas Foundation Company has been providing reliable foundation repairs for homeowners in the Greater Fort Worth area since 1958, and we stand behind our work with a free lifetime structural warranty

If you think your foundation may be in need of repair, give us a call and schedule a no-cost, no-obligation estimate.

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Foundation Warranties Explained

Foundation Warranties

Shopping for a foundation repair company in Fort Worth and the surrounding areas can be a little overwhelming. Different foundation repair companies offer different solutions, different levels of expertise and different warranties on their repairs. Many offer lifetime transferable warranties on their work, but include a lot of confusing fine print. Homeowners need to be sure they understand exactly what is covered by the warranty, including the fine print.

Here are some things to consider when comparing foundation warranties.

What are Transferable Foundation Warranties?

Not all foundation repair companies offer transferable warranties and those who do often have confusing terms. If you sell your home, your transferrable foundation warranty can be assigned to the new owner, but this doesn’t happen automatically. Most foundation companies require that you fill out the necessary transfer documents within 30 days of the transfer of the property title. Many also charge a fee to transfer the warranty.

Our foundation repair warranty stays with the property for the lifetime of the home. We do not require the new owner to contact us and we don’t charge a fee to transfer the warranty.

What Causes Foundation Warranties to be Voided?

Substantial structural alterations can also cause your warranty to be voided. Things like the addition of a room or swimming pool and major plumbing leaks can also affect your warranty.

Natural disasters like earthquakes, tornados, fires, and floods can also impact your warranty.

Improper maintenance can also cause your warranty to be voided. Uneven moisture in the soil is a major cause of foundation failures here in the Fort Worth area and any reputable foundation repair company will take the time to explain how to minimize the risks. Failure to take the necessary actions to properly maintain your foundation following a repair can cause your warranty to be declared null and void.

Failure to pay for your foundation repair in a timely manner can also void your warranty.

Our Lifetime Transferable Foundation Warranty

We offer what we feel is the best foundation repair warranty in the industry and we take the time to answer all your questions and make sure you understand all of the terms and conditions. Click here for more information about our Lifetime Transferrable Foundation Warranty. Please call us at 817-478-1181 if you have questions or need additional information.

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Foundation Maintenance Tips for Fall

Fall Foundation Maintenance Tips

Most homeowners think of summer as the time to pay particular attention to their home’s foundation. Here in the Fort Worth area, our hot, dry summers can cause the soil around your foundation to crack and shift.

As we move into the cooler, wetter months it’s not the lack of water but poor drainage that can present problems for your home’s foundation. Here are some simple things you can do this fall to ensure your foundation is in good condition.

Foundation Maintenance Tip #1 – Look for Cracks

As you rake and bag leaves and other debris from your lawn and gardens this fall, do a quick inspection of your home’s foundation. Look for new cracks in exterior walls, walkways, and the foundation itself. Small cracks are typically not an indication of foundation problems but it’s a good idea to keep an eye on them just the same. The best way to do this is by taking note of their location and size over time.

To do this, simply hold a tape measure next to the crack and grab a photo with your Instamatic or cell phone camera. When you do your preseason cleanup next spring, compare what you observed last fall to the current condition of the crack. If you notice that the crack has widened, deepened, or increased in length, it’s a good idea to have it professionally inspected by a reputable foundation repair contractor.

Foundation Maintenance Tip #2 – Check for Proper Drainage

Keeping the soil around your foundation consistently moist is the best way to prevent problems. In the summer, that often means using a soaker hose to keep the soil from becoming too dry. In the fall, the problem is often too much water combined with improper drainage. As you make your inspection, look for standing water near the foundation and make modifications as necessary to fix the problem. In some cases, this can be as simple as adding more soil near the foundation to create a sufficient grade to allow water to flow away from the home. If the problem is more severe or persistent, you may need to consider having a French drain installed.

Foundation Maintenance Tip #3 – Check Your Rain Gutters

Leaky or obstructed rain gutters are a common cause of standing water near foundations. Be sure to remove leaves, twigs, and other debris from your gutters this fall and that the ground beneath the downspouts provides enough of a grade to move the rainwater away from the foundation. If the grade is not sufficient to move the rainwater away from your foundation, you might consider installing a downspout extension. While you’re at it, you should install leaf guards to prevent future clogs.

Foundation Maintenance Tip #4 – Inspect Your Landscaping

Finally, you should check to make sure tree roots are not encroaching on your foundation. Mature trees can absorb as much as 150 gallons of water per day! That’s water that could otherwise serve to maintain the moisture of the soil around your home’s foundation. To prevent this problem, you should consider removing any trees that are near the foundation, or installing a root barrier to minimize the risk.

These simple foundation maintenance activities can help minimize the chances of damage to your home’s foundation. If you feel that your foundation may need repair, call Atlas Foundation Company at 817-478-1181 to schedule a no-cost, no-obligation estimate.